Author name: John Lebeau

About Our Founder, John J. Lebeau: A seasoned, financial industry veteran with a diversified, 40-year background from Wall Street to Palm Beach, John Lebeau began his career in 1981 at E.F. Hutton, investing in the corporate stock of 82 corporations for its employees’ monthly stock investment plans. A year and a half later, he was sitting on the institutional trading desk of the venerable and iconic, investment research and management firm, Sanford C. Bernstein & Co. (now AllianceBernstein, L.P. 26 years later, in 2008, he left the corporate world as a VP/Sales Director in the Wealth Management division of BNY Mellon’s South Florida Region in its West Palm Beach office. Soon after, he went into private practice as a Registered Investment Advisor (RIA), under the firm name John J. Lebeau & Co. This boutique RIA commanded a niche specialty practice in South Florida in Reg. D venture capital consulting. John semi-retired in 2014, to pursue various business and personal goals, one of which is now sharing his knowledge of finance with his readers, subscribers, customers and clients at EarnLearnSaveInvest.com. During his career in Palm Beach, John spent fifteen years as the father of opposite sex twins, whom he raised single-handedly from the age of three. He is also a passionate sailor with a Viking-like attachment to a 40-year-old, well-traveled, New England-built sloop, s/v Vent d’Ete.

ELSI Money QUOTE OF THE DAY – February 26, 2024

  Knowledge is like money: To be of value it must circulate, and in circulating it can increase in quantity and, hopefully, in value. ― Louis L’Amour, Education of a Wandering Man: A Memoir Louis L’Amour (1908- 1988) was an American novelist and short story writer. His books consisted primarily of Western novels, though he called his […]

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ELSI Money QUOTE OF THE DAY – February 1, 2024:

  Rule No. 1 : Never lose money. Rule No. 2 : Never forget Rule No. 1.― Warren Buffett Warren Edward Buffett is an American businessman, investor, and philanthropist who currently serves as the co-founder, chairman and CEO of Berkshire Hathaway. As a result of his immense investment success, Buffett is one of the best-known investors

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ELSI Money WORD/S OF THE DAY – January 23, 2024:

  Return on Investment (ROI) Return on Investment (ROI) is a metric used to understand the profitability of an investment. ROI compares how much you paid for an investment to how much you earned to evaluate its efficiency. Let’s take a look at how it’s used by both individual investors and businesses. When you put

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ELSI Money WORD/S OF THE DAY- January 22, 2024:

Yield Yield refers to how much income an investment generates, separate from the principal. It’s commonly used to refer to interest payments an investor receives on a bond or dividend payments on a stock. Yield is often expressed as a percentage, based on either the investment’s market value or purchase price. For example, let’s say bond

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ELSI Money QUOTE OF THE DAY – January 22, 2024:

I’d like to live as a poor man with lots of money. – Pablo Picasso Pablo Ruiz Picasso (1881 – 1973), was a Spanish painter, sculptor, printmaker, ceramicist, and theatre designer who spent most of his adult life in France. –Wikipedia Editor’s Note: This is an interesting statement by one of the world’s most famous

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ELSI Money QUOTE OF THE DAY – January 19, 2024:

        Work like you don’t need the money. Dance like no one is watching. And love like you’ve never been hurt.― Mark Twain Samuel Langhorne Clemens (1835-1910), known by the pen name Mark Twain, was an American writer, humorist, essayist, entrepreneur, publisher, and lecturer. He was praised as the “greatest humorist the United

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