Author name: John Lebeau

About Our Founder, John J. Lebeau: A seasoned, financial industry veteran with a diversified, 40-year background from Wall Street to Palm Beach, John Lebeau began his career in 1981 at E.F. Hutton, investing in the corporate stock of 82 corporations for its employees’ monthly stock investment plans. A year and a half later, he was sitting on the institutional trading desk of the venerable and iconic, investment research and management firm, Sanford C. Bernstein & Co. (now AllianceBernstein, L.P. 26 years later, in 2008, he left the corporate world as a VP/Sales Director in the Wealth Management division of BNY Mellon’s South Florida Region in its West Palm Beach office. Soon after, he went into private practice as a Registered Investment Advisor (RIA), under the firm name John J. Lebeau & Co. This boutique RIA commanded a niche specialty practice in South Florida in Reg. D venture capital consulting. John semi-retired in 2014, to pursue various business and personal goals, one of which is now sharing his knowledge of finance with his readers, subscribers, customers and clients at EarnLearnSaveInvest.com. During his career in Palm Beach, John spent fifteen years as the father of opposite sex twins, whom he raised single-handedly from the age of three. He is also a passionate sailor with a Viking-like attachment to a 40-year-old, well-traveled, New England-built sloop, s/v Vent d’Ete.

ELSI Money WORD/S OF THE DAY – January 23, 2024:

  Return on Investment (ROI) Return on Investment (ROI) is a metric used to understand the profitability of an investment. ROI compares how much you paid for an investment to how much you earned to evaluate its efficiency. Let’s take a look at how it’s used by both individual investors and businesses. When you put […]

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ELSI Money WORD/S OF THE DAY- January 22, 2024:

Yield Yield refers to how much income an investment generates, separate from the principal. It’s commonly used to refer to interest payments an investor receives on a bond or dividend payments on a stock. Yield is often expressed as a percentage, based on either the investment’s market value or purchase price. For example, let’s say bond

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ELSI Money QUOTE OF THE DAY – January 22, 2024:

I’d like to live as a poor man with lots of money. – Pablo Picasso Pablo Ruiz Picasso (1881 – 1973), was a Spanish painter, sculptor, printmaker, ceramicist, and theatre designer who spent most of his adult life in France. –Wikipedia Editor’s Note: This is an interesting statement by one of the world’s most famous

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ELSI Money QUOTE OF THE DAY – January 19, 2024:

        Work like you don’t need the money. Dance like no one is watching. And love like you’ve never been hurt.― Mark Twain Samuel Langhorne Clemens (1835-1910), known by the pen name Mark Twain, was an American writer, humorist, essayist, entrepreneur, publisher, and lecturer. He was praised as the “greatest humorist the United

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ELSI’s MONEY TIP/HACK Of The Week – MTH #3:

  MTH #3: PAY YOURSELF FIRST Pay yourself first is an investor mentality and phrase popular in personal finance and retirement-planning literature that means automatically routing a specified savings contribution from each paycheck at the time it is received. Because the savings contributions are automatically routed from each paycheck to your savings or investment account, you

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ELSI Money QUOTE OF THE DAY – January 18, 2024:

Let me ask you one questionIs your money that goodWill it buy you forgivenessDo you think that it couldI think you will findWhen your death takes its tollAll the money you madeWill never buy back your soul.― Bob Dylan, The Bob Dylan Scrapbook: 1956-1966   Bob Dylan is an American singer-songwriter. Generally regarded as one of the

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ELSI Money QUOTE OF THE DAY – January 12, 2024:

  Top 15 Things Money Can’t Buy… Time. Happiness. Inner Peace. Integrity. Love. Character. Manners. Health. Respect. Morals. Trust. Patience. Class. Common sense. Dignity. ― Roy T. Bennett, The Light in the Heart Roy T. Bennett is the author of The Light in the Heart. He loves sharing positive thoughts and creative insight that has helped

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