Author name: John Lebeau

About Our Founder, John J. Lebeau: A seasoned, financial industry veteran with a diversified, 40-year background from Wall Street to Palm Beach, John Lebeau began his career in 1981 at E.F. Hutton, investing in the corporate stock of 82 corporations for its employees’ monthly stock investment plans. A year and a half later, he was sitting on the institutional trading desk of the venerable and iconic, investment research and management firm, Sanford C. Bernstein & Co. (now AllianceBernstein, L.P. 26 years later, in 2008, he left the corporate world as a VP/Sales Director in the Wealth Management division of BNY Mellon’s South Florida Region in its West Palm Beach office. Soon after, he went into private practice as a Registered Investment Advisor (RIA), under the firm name John J. Lebeau & Co. This boutique RIA commanded a niche specialty practice in South Florida in Reg. D venture capital consulting. John semi-retired in 2014, to pursue various business and personal goals, one of which is now sharing his knowledge of finance with his readers, subscribers, customers and clients at EarnLearnSaveInvest.com. During his career in Palm Beach, John spent fifteen years as the father of opposite sex twins, whom he raised single-handedly from the age of three. He is also a passionate sailor with a Viking-like attachment to a 40-year-old, well-traveled, New England-built sloop, s/v Vent d’Ete.

Decoding Your Financial Health: Understanding and Navigating Your Credit Scores

CREDIT, Your CREDIT Scores / By

    Welcome to the Your Credit Scores Section in the CREDIT category on EarnLearnSaveInvest.com. Your credit scores are a crucial aspect of your financial health, influencing your ability to secure loans, obtain favorable interest rates, and even impact various aspects of your daily life. In this article, we’ll delve into the world of credit […]

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Introduction to the CREDIT Category

CREDIT, Intro to CREDIT / By

    Welcome to the CREDIT Category on EarnLearnSaveInvest.com, a dedicated space to demystify the intricacies of credit, empower you with knowledge, and guide you toward financial wellness. In this Category, we explore the various facets of credit, from understanding your credit scores to optimizing your credit usage and improving your financial standing. Let’s embark

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Unveiling the World of Bond Yields: An Overview

Bond Yields, INTEREST RATES / By

    Welcome to the Bond Yields Section in the INTEREST RATES Category on EarnLearnSaveInvest.com. Bonds are a crucial component of many investment portfolios, and understanding bond yields is essential for making informed investment decisions. In this brief overview, we’ll unravel the complexities of bond yields, providing you with insights, strategies, and practical tips to

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Navigating the Mortgage Maze: Understanding and Securing Favorable Mortgage Rates

INTEREST RATES, Mortgage Rates / By

    Welcome to the Mortgage Rates Section in the INTEREST RATES Category at EarnLearnSaveInvest.com. The decision to purchase a home is one of the most significant financial choices you’ll make, and understanding mortgage rates is paramount to securing favorable loan terms. In this article, we’ll explore the world of mortgage rates, providing you with

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Your Guide to Navigating the Sea of Credit Card Rates

Credit Card Rates, INTEREST RATES / By

    Welcome to the Credit Card Rates Section in the INTEREST RATES Category on EarnLearnSaveInvest.com. Credit card rates play a crucial role in managing your financial health, influencing the cost of borrowing and impacting your overall creditworthiness. In this article, we’ll dive into the world of credit card rates, providing you with insights, strategies,

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Introduction to the INTEREST RATES Category

INTEREST RATES, Intro to INTEREST RATES / By

      Welcome to the INTEREST RATES Category on EarnLearnSaveInvest.com. Interest rates are a fundamental aspect of personal finance, influencing everything from borrowing costs to investment returns. In this Category, we delve into the intricacies of interest rates, providing you with insights, expert advice, and practical tips to navigate the financial landscape effectively.  

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Navigating Corporate Income Taxes: Strategies for Business Owners

Corporate Income Taxes, TAXES / By

    Welcome to the Corporate Income Taxes Section in the TAXES Category at EarnLearnSaveInvest.com. Corporate income taxes are a significant consideration for business owners, impacting the profitability and financial health of their enterprises. In this article, we’ll explore the complexities of corporate income taxes, providing business owners with insights, strategies, and practical tips to

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Navigating Estate Taxes: Ensuring Smooth Wealth Transition

Estate Taxes, TAXES / By

    Welcome to the Estate Taxes section in the TAXES Category on EarnLearnSaveInvest.com. Estate taxes are a crucial consideration for individuals planning their wealth transfer to heirs. In this article, we’ll explore the intricacies of estate taxes, providing you with a comprehensive guide to understanding the implications, strategies for effective planning, and ways to

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Navigating Real Estate Taxes: An Important Guide for Property Owners

Real Estate Taxes, TAXES / By

    Welcome to the Real Estate Taxes Section within the TAXES Category at EarnLearnSaveInvest.com. Real estate ownership comes with various financial responsibilities, including the payment of taxes. In this article, we’ll explore the intricacies of real estate taxes, providing property owners with a comprehensive guide to understanding, managing, and optimizing their real estate tax

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Navigating Wealth Building: A Guide to capital Gains Tax

Capital Gains Tax, TAXES / By

    Welcome to the Capital Gains Tax Section within the TAXES Category at EarnLearnSaveInvest.com. Understanding capital gains tax is essential for individuals looking to build wealth through investments. In this article, we’ll explore the intricacies of capital gains, from defining what they are to strategies for minimizing the associated tax liability and making informed

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